It always pays to be safe on the road when riding your motorcycle, by wearing the proper protective gear at all times. You may be an excellent driver, but there is someone out there that is not as good as you and they may pull out in front of you when you least expect it. Buying a motorcycle is a significant investment and you need to protect that investment with the right motorcycle insurance policy. Should you have an accident that is or is not your fault, you are covered and peace of mind like this is required if you are to enjoy riding on Australia’s roads.
In Sydney, Yamaha motorcycles are a popular choice and for an expensive bike like this, you should have the best bike insurance. If you are going to spend a significant amount of money on this great bike, then it makes sense that you protect your investment. All eventualities need to be covered in the event of an accident or if your motorcycle is stolen. There are a few things that you need to be aware of when buying insurance and we will cover some of them here.
- Plan ahead and try to shop in advance. There is a wide range of motorcycle insurance policies to choose from out there and it’s important that you do your homework. Don’t just buy insurance the day that you decide to go out on your bike as this shows a distinct lack of preparation on your part. Insurance companies reward people who plan with smaller premiums and discounts and so it wouldn’t make sense to miss out on these.
- Just because it is cheaper does not mean that it is better. If we all picked the first policy that was a little easier on our wallets, we might not be getting the necessary cover required to travel on Australia’s roads. Check that the policy covers all the things that you need it to including theft and personal injury and no fault claims protection. Pick the wrong policy and you may have to pay out of your own pocket and you may end up having to sell the bike to pay for it.
- Always remember to get coverage for the accessories that you put on your bike. Crash bars and alarm systems cost a significant amount of cash and are expensive to replace. These were costly and you need them covered in the event of an accident. The same applies to your leathers, your helmet and your boots.
Talk to your local Yamaha dealer about the insurance policies that are currently available and try to make an informed choice. If you are a little unsure, talk to your fellow bike riders and ask them about the policies that they finally decided upon. This is important, so you need to give it the attention that it deserves. Have fun, but always try to keep yourself and your passenger safe.